2-Year Investor Visa Dubai: AED 750K Property Visa Requirements, Cost & Process

What Is the Dubai 2-Year Property Investor Visa?

The 2-year property investor visa is a renewable UAE residence permit issued to foreign nationals who own completed residential property in Dubai valued at AED 750,000 or more. The visa is administered through the Dubai Land Department's Taskeen programme and issued by the General Directorate of Residency and Foreigners Affairs (GDRFA). Residency is tied entirely to property ownership. No employer or local sponsor is required.

The visa is valid for 2 years and renews indefinitely, provided the qualifying property remains registered under the investor's name. It applies to completed, ready-to-occupy units only. Off-plan properties under construction do not qualify until the title deed is issued after handover. Any nationality may apply, and there is no age restriction. The investor can sponsor a spouse and children. This is the entry-level property visa route in Dubai. It is distinct from the 10-year Golden Visa, which requires AED 2,000,000 and offers broader benefits including work rights and no re-entry rule. For a side-by-side comparison of all three property-linked visa tiers, including the retirement visa for applicants aged 55+, see the full guide.

What Is the Dubai 2-Year Property Investor Visa?

2-Year Investor Visa Requirements: What You Need to Qualify

Property Eligibility

The property must be a completed residential unit with a title deed or e-Certificate of Title issued by the DLD. The minimum purchase value is AED 750,000, as recorded on the title deed at the time of acquisition. The property must be freehold and located in a zone designated for foreign ownership. Eligible property types include apartments, villas and townhouses. Multiple properties under the same applicant's name may be combined to reach the threshold. Off-plan properties under construction do not qualify for this visa category until handover and title deed issuance.

2-Year Investor Visa Requirements: What You Need to Qualify

Joint Ownership

A husband and wife may share ownership of a single property valued at AED 750,000 or more. A certified copy of the marriage contract is required. Only one spouse qualifies as the primary investor visa holder. The other is subsequently sponsored as a dependent.

Mortgaged Properties

Mortgaged properties qualify for the 2-year investor visa provided the investor has paid at least 50% of the property value or AED 750,000, whichever condition is met. A No Objection Certificate (NOC) from the financing bank is required, addressed to the DLD, along with a mortgage account statement showing the paid amount and outstanding balance. Note that the 10-year Golden Visa removed this minimum down-payment requirement in February 2026. The 50% rule applies specifically to the 2-year Taskeen route.

Required Documents

The following documents are required for the main applicant:

  • Valid passport with a minimum of 6 months' remaining validity
  • Title deed or e-Certificate of Title from the DLD
  • Personal photograph meeting ICP specifications
  • Valid UAE health insurance
  • Good conduct certificate from Dubai Police — must be addressed specifically to the Dubai Land Department (a generic certificate without this address is not accepted)
  • Emirates ID, if held
  • Copy of current residence or entry visa, if applicable
  • Bank NOC and mortgage account statement, for mortgaged properties
  • National ID for citizens of Iran, Pakistan, Iraq, Libya and Afghanistan

Pro tip: The good conduct certificate addressed to the DLD is the most common source of application delays. Request it with the correct addressee from Dubai Police before attending the service centre.

Key Limitations vs Golden Visa

The 2-year investor visa is an accessible entry point, but carries restrictions that the Golden Visa does not:

  • Off-plan properties do not qualify — the Golden Visa accepts off-plan purchases from RERA-approved developers
  • Holders must enter the UAE at least once every 6 months to maintain visa status — the Golden Visa has no re-entry requirement
  • The visa renews every 2 years with fees each cycle — the Golden Visa renews every 10 years
  • Working in the UAE requires separate MOHRE authorisation — the Golden Visa includes full work rights
  • Mortgaged properties require 50% paid — the Golden Visa removed this requirement in February 2026

Investors who plan to increase their property portfolio over time often begin with the 2-year visa and transition to the Golden Visa once holdings reach AED 2,000,000. For buyers aged 55 and above, the retirement visa offers a 5-year permit from AED 1,000,000 — a middle option between the two.

Key Limitations vs Golden Visa

How Much Does the 2-Year Investor Visa Cost?

The visa is processed through DLD Taskeen. The fees below are based on the official DLD schedule.

  • 2-year investor visa (main applicant, full process) — 10,212.50 — Includes Taskeen fees, GDRFA permit, medical exam, Emirates ID
  • Renewal (every 2 years) — 7,808 — Lower than initial application
  • Spouse (2-year permit) — 7,382.25 — Per sponsored spouse
  • Child under 18 (2-year permit) — 6,482.25 — Per child
  • Daughter over 18, unmarried (2-year permit) — 7,182.25 — If unmarried
  • Son over 18 (1-year permit only) — 7,182.25 — Sons over 18 receive a 1-year permit only
  • Family file opening — 318.75 — One-time fee per family
  • Parent (1-year permit) — 8,882.25 — Per parent, 1-year permit only
How Much Does the 2-Year Investor Visa Cost?

A family of four — a main investor, a spouse and two children under 18 — will budget approximately AED 30,395 in total government fees for the initial application. Health insurance is mandatory for all residents and dependants and is not included in the DLD fee schedule.

The AED 750,000 property investment is an asset, not a fee. It retains resale and rental value throughout the visa term. Compared to the 10-year Golden Visa, the initial fees for both routes are broadly similar (approximately AED 10,212 versus AED 9,885). However, the 2-year visa requires renewal every 2 years, making the cumulative fee burden over a decade significantly higher.

Benefits of the 2-Year Property Investor Visa

The 2-year investor visa provides legally stable UAE residency with a low entry point and no employer dependency.

Lowest Entry Point

AED 750,000 is the most accessible property-based residency threshold in Dubai. It brings the UAE’s tax advantages and long-term residency within reach of a wider range of investors.

Self-Sponsored

The visa is entirely self-sponsored through property ownership. No UAE employer, no local business entity and no national guarantor is required.

Family Sponsorship

The investor can sponsor a spouse, unmarried daughters (no age limit), sons under 18 and parents (on a 1-year permit subject to conditions).

Renewable Indefinitely

As long as the qualifying property remains in the investor’s name, the visa renews every 2 years. There is no cap on the number of renewal cycles.

UAE Banking and Services

Visa holders can open UAE bank accounts, obtain a UAE driving licence, and access healthcare and education on standard resident terms.

Tax-Free Property Income

The UAE levies no personal income tax, no rental income tax and no capital gains tax. Rental revenue from the qualifying property is retained in full.

Gateway to Golden Visa

Many investors begin with the 2-year visa at AED 750,000 and upgrade to the 10-year Golden Visa as their property portfolio grows. Mira Developments offers qualifying properties in Dubai from AED 2,000,000 across Al Furjan and Meydan.

How to Apply for a 2-Year Investor Visa: Step-by-Step

01

Purchase a qualifying property

The property must be completed, freehold, valued at AED 750,000 or more, in a designated freehold zone, and registered with the DLD. Obtain the title deed or e-Certificate of Title upon completion of the purchase.

02

Obtain a good conduct certificate from Dubai Police

Request the certificate from Dubai Police. It must be specifically addressed to the Dubai Land Department — a generic certificate will be rejected. Allow 3 to 5 business days for issuance.

03

Arrange valid UAE health insurance

Health insurance from any UAE-licensed insurer is required before the application can be submitted. It must cover the applicant and be current at the time of submission.

04

Submit the application via DLD Taskeen

Submit the application in person at the Taskeen Residency service desk at Al Manara Centre (Sheikh Zayed Road, Dubai). Applications through representatives are not accepted. The applicant must attend personally. The applicant must be inside the UAE at the time of submission.

05

Complete the medical fitness examination

A blood test and chest X-ray are conducted at the centre. Pregnant women are exempt from the X-ray and must inform the medical staff.

06

Biometrics and Emirates ID

Fingerprinting and photo capture for the Emirates ID are completed at the service centre. The Emirates ID is delivered to the applicant’s UAE address.

07

Receive the residence visa

The 2-year residence permit is issued electronically and sent by email. Processing time is 7 to 10 business days from the date of a complete submission. Family applications are submitted after the main applicant’s visa is confirmed. Mira Developments supports buyers through the full purchase and DLD registration process.

Visa-Eligible Properties by Mira Developments — From AED 750K

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About Mira Developments

Mira Developments is a fast-growing company offering premium properties across the Middle East and Europe. Our portfolio includes projects in the UAE, Oman, Switzerland and Georgia, and continues to expand every year. We focus on fully branded and fully serviced residential and hospitality developments.

By partnering with iconic global brands, we are shaping a new vision of luxury living worldwide and creating strong opportunities for long-term capital growth for our investors.

About Mira Developments

Iconic Global Brands Collaborations

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Spectacular Elegance

The ELIE SAAB Maison collection touches every corner of your home and perfectly blends the essential elements of the ELIE SAAB Brand signature, design research, and the artisan excellence of Made in Italy.

A Cosmopolitan Vision

Trussardi Casa reinterprets the essence of the brand through the concept of quiet elegance, an expression that captures and reinforces their vision of a discreet and refined luxury, marked by products made with care and passion.

A New Dimension of Home

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Audacious Creativity

Jacob & Co. Haute Living Collection reflects a vision of luxury that transcends boundaries. Each piece is conceived as a sculptural statement, combining precious materials, innovative design, and meticulous attention to detail.

Dreams Become Reality

ETRO home collection rethinking the House’s heritage and the art of savoir-faire, making the dream real, tangible, livable. It shapes new worlds and new ways of living with expressive colors and immersive fabrics, quality, and functionality.

A Stronghold of Quality Craftsmanship

Having conceived some of the icons of luxury furnishings, ONIRO Group has shown the world what Italy is capable of in terms of artistry, expression, innovation, and the balance between elegance, quality, and outstanding creativity.

Leader in the Luxury Lifestyle Sector

For over 30 years, Luxury Living Group has designed, produced, and distributed Italian-made high-end furniture for some of the most important luxury brands, a success story marked by craftsmanship, experimentation, and fine materials.

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FAQ — Dubai Investor Visa

What is the minimum property value for a Dubai investor visa?

The minimum qualifying investment for the 2-year investor visa is AED 750,000, assessed against the purchase price recorded on the title deed at the time of acquisition. The property must be a completed residential unit with an issued title deed from the DLD. Multiple completed properties under the same applicant’s name may be combined to reach the threshold. The property must be freehold and in a designated zone approved for foreign ownership. Ras Al Khaimah freehold zones qualify under a separate RAK Land Department pathway, not through DLD Taskeen.

Can I get an investor visa with an off-plan property?

No. The 2-year investor visa via DLD Taskeen requires a completed property with an issued title deed. Off-plan properties under construction do not qualify for this visa category until handover and title deed issuance. If you are purchasing off-plan and targeting visa eligibility, the relevant route is the 10-year Golden Visa, which accepts off-plan purchases from RERA-approved developers provided the total purchase value reaches AED 2,000,000.

Is the Dubai investor visa 2 years or 3 years?

The official duration is 2 years. The visa is processed through the Dubai Land Department’s Taskeen programme and issued by the GDRFA. Some sources, including certain property listings and real estate portals, incorrectly reference a 3-year duration. The DLD’s official service page states a 2-year renewable residence permit. The visa renews every 2 years at a reduced renewal fee of AED 7,808 for the main applicant, as long as the qualifying property remains in the investor’s name.

Can I get an investor visa with a mortgaged property?

Yes. Mortgaged properties qualify for the 2-year investor visa provided the investor has paid at least 50% of the property value or AED 750,000, whichever condition is met first. A No Objection Certificate from the financing bank is required, addressed to the DLD, together with a mortgage account statement confirming the paid amount and outstanding balance. Note that the 10-year Golden Visa removed this 50% down-payment requirement in February 2026. For investors whose paid equity meets the AED 750,000 threshold but not AED 2,000,000, the 2-year Taskeen route remains the applicable pathway.

Can I sponsor my family with a 2-year investor visa?

Yes. The 2-year investor visa supports family sponsorship. The investor can sponsor a spouse, unmarried daughters of any age, sons under 18 and parents (on 1-year permits subject to conditions). Sons over 18 receive a 1-year permit only under this visa tier. Government fees are AED 7,382.25 per sponsored spouse, AED 6,482.25 per child under 18 and AED 8,882.25 per parent on a 1-year permit. A family file opening fee of AED 318.75 applies once. Health insurance is mandatory for all sponsored dependants and is not included in the DLD fee schedule.

How often must I visit the UAE to keep my investor visa?

The holder must enter the UAE at least once every 6 consecutive months. Remaining outside the UAE for more than 6 months continuously creates a risk of visa cancellation. This is one of the key differences from the 10-year Golden Visa, which carries no minimum stay or re-entry requirement. Investors who spend extended periods outside the UAE — particularly international buyers treating Dubai as a part-time base — should consider whether the 2-year visa adequately fits their residency pattern, or whether the Golden Visa is a more practical long-term option.

Can I work in Dubai with a 2-year investor visa?

Not automatically. The 2-year property investor visa grants the right to reside in the UAE. It does not include UAE work authorisation. Holders who wish to take up employment in the UAE must obtain separate work permission through the Ministry of Human Resources and Emiratisation (MOHRE) or via a free zone employer. The 10-year Golden Visa includes full work rights without a separate permit, and holders can operate mainland or free zone companies or take up employment without additional authorisation.

How much does the 2-year investor visa cost?

The total government fee for the main applicant is AED 10,212.50, processed through DLD Taskeen. This covers the Taskeen service fee, GDRFA residence permit issuance, medical fitness examination and Emirates ID. Renewal every 2 years costs AED 7,808 for the main applicant. By comparison, the 10-year Golden Visa costs approximately AED 9,885 for the main applicant and renews only once per decade. Over 10 years, the 2-year visa renewal cycle accumulates significantly higher fees than the Golden Visa for the same investor.

What is the difference between the 2-year investor visa and the Golden Visa?

The 2-year investor visa requires AED 750,000 in completed property and is administered through DLD Taskeen. It is valid for 2 years and renews every 2 years. Holders may not remain outside the UAE for more than 6 consecutive months. Working in the UAE requires separate MOHRE authorisation. The 10-year Golden Visa requires AED 2,000,000 in property and accepts ready, off-plan and mortgaged units. It carries no minimum stay requirement, includes full work rights and renews every 10 years. The Golden Visa also extends sponsorship to parents and domestic staff, which is not available under the 2-year route.

Does Mira Developments help with the investor visa process?

Mira Developments provides buyer support throughout the property acquisition and DLD registration process. This includes coordination with the Dubai Land Department, assistance with documentation and guidance on the visa application workflow. Mira is not a licensed visa agency or immigration adviser. The company supports the property purchase and registration stage that forms the basis of the visa application. Buyers who require professional visa filing support should engage a licensed PRO or immigration advisory firm.

Can I upgrade from a 2-year investor visa to the Golden Visa later?

Yes. The 2-year investor visa and the 10-year Golden Visa are separate applications, not a tiered conversion. An investor who subsequently acquires additional property, bringing their total portfolio to AED 2,000,000 or more, may apply for the Golden Visa independently of their existing 2-year permit. The Golden Visa application requires meeting all eligibility criteria at the time of the new application. Where original purchase prices did not individually meet the AED 2,000,000 threshold, a DLD valuation certificate is required to confirm current market value. Many Mira buyers use the 2-year route as an entry point and upgrade as their portfolio grows across projects in Al Furjan, Meydan and Al Marjan Island.