What Is a Property Visa in Dubai?
Foreign nationals who purchase qualifying freehold real estate in the UAE receive a renewable residence permit with the right to live, work, access to government services, and sponsor family members. Three property-linked visa categories exist, each tied to a specific investment threshold: AED 750,000 for a 2-year investor visa (processed through DLD Taskeen), AED 1,000,000 for a 5-year retirement visa (applicants aged 55+), and AED 2,000,000 for the 10-year Golden Visa, which accepts ready, off-plan, and mortgaged properties.
Eligible property types include apartments, villas, townhouses, and certain commercial units located in designated freehold zones. Freehold ownership means the buyer holds full title to the property with no time restriction, as opposed to leasehold arrangements that limit the term. The property must be registered with the relevant land department: the DLD in Dubai, the RAK Land Department in Ras Al Khaimah. A valid title deed or e-Certificate of Title is the primary document that links the investment to visa eligibility.
Ready and off-plan properties can qualify, but with different conditions depending on the visa tier. The 2-year investor visa and the retirement visa require a completed unit with an issued title deed. The Golden Visa is more flexible: off-plan purchases from RERA-approved developers qualify even before handover, provided the total property value reaches AED 2,000,000. For mortgaged properties, each visa tier has its own minimum paid amount requirement, and a No Objection Certificate from the financing bank is required across all categories.
Family sponsorship is available under all three tiers. The investor can sponsor a spouse and children, with the Golden Visa extending sponsorship to domestic staff. No local employer or business sponsor is needed. The visa is entirely self-sponsored through property ownership, making it one of the most accessible residency pathways for international buyers in the region.
Dubai Property Visa Types: Which One Is Right for You?
01
2-Year Investor Visa
Minimum AED 750,000 in completed property with a title deed. Renewable every 2 years via DLD Taskeen. Sponsorship of spouse and children included.
02
5-Year Retirement Visa
Minimum AED 1,000,000 in property for applicants aged 55+. Renewable every 5 years. Alternative qualifying criteria: savings or verified monthly income reaching the same threshold.
03
10-Year Golden Visa
Minimum AED 2,000,000 in property. Ready, off-plan, and mortgaged units all qualify. No minimum down payment required since February 2026. Sponsorship extends to spouses, children, and domestic staff.
2-Year Investor Visa: Entry-Level Residency Through Property
The 2-year investor visa is the most accessible property-linked residency pathway in the UAE. It requires ownership of a completed residential property valued at AED 750,000 or more at the time of purchase, registered with the Dubai Land Department (DLD). The visa is processed through the DLD Taskeen programme, which consolidates document review, medical examination, and Emirates ID registration. Processing typically takes 7 to 10 business days.
Off-plan properties do not qualify for this tier until handover and title deed issuance. Mortgaged properties are accepted provided at least 50% of the property value or AED 750,000 has been paid, supported by a No Objection Certificate from the financing bank. The visa holder can sponsor a spouse and children and must not stay outside the UAE for more than 6 consecutive months. Renewal is straightforward as long as the property remains in the investor's name and continues to meet the minimum value requirement.
5-Year Retirement Visa: Long-Term Residency for Investors Aged 55+
The retirement visa offers a 5-year renewable residence permit for applicants aged 55 and above who own property in the UAE valued at AED 1,000,000 or more. The property must be fully paid, or at least AED 1,000,000 must have been paid toward the mortgage, confirmed by a bank letter addressed to the General Directorate of Identity and Foreigners Affairs Dubai (GDRFA). There are two alternative qualifying criteria in addition to property: AED 1,000,000 in savings deposited with a UAE bank, or a verified monthly income of AED 15,000 (Dubai) or AED 20,000 (other emirates). A combination of property and savings is also permitted.
Processing typically takes 10 to 15 business days through DLD or the Federal Authority for Identity, Citizenship, Customs & Port Security (ICP) portal. The visa supports sponsorship of a spouse and children. The same 6-month absence rule applies as with the 2-year visa. This tier suits international retirees who hold or plan to acquire property in the AED 1,000,000 to AED 1,999,999 range across Dubai or Ras Al Khaimah freehold zones.
10-Year Golden Visa: Maximum Flexibility for Property Investors
The Golden Visa is the most flexible and widely sought property-linked residency tier in the UAE, granting a 10-year renewable residence permit for investors who own property valued at AED 2,000,000 or more. A regulatory update issued in February 2026 removed the previous requirement for a minimum down payment of AED 1,000,000 or 50% of the property value. Eligibility now depends solely on the total property value as certified by the relevant land department. Ready, off-plan, and mortgaged properties all qualify, and multiple properties can be combined to reach the threshold.
Golden Visa holders can sponsor a spouse, children, and domestic staff. There is no 6-month absence restriction: holders may stay outside the UAE for extended periods without visa cancellation. Processing takes 5 to 15 business days. The GDRFA places a lien on the qualifying property to ensure ownership continuity throughout the visa term. If the property is sold without acquiring replacement qualifying property meeting the AED 2,000,000 threshold, the visa must be cancelled.
How to Get a Dubai Residence Visa by Buying Property
The process follows the same general sequence across all three visa categories, with differences in the issuing authority and documentation requirements.
01
Select a qualifying property
The property must be freehold, located in an approved zone, and registered with the relevant land department (the DLD for Dubai; the RAK Land Department for Ras Al Khaimah). For the 2-year and retirement visas, the property must be completed with a title deed issued. For the Golden Visa, off-plan purchases from RERA-approved developers also qualify.
02
Complete the purchase and register ownership
Obtain a title deed (for ready properties) or a registered sale agreement and Oqood certificate (for off-plan). For mortgaged properties, obtain a No Objection Certificate from the financing bank confirming the paid amount.
03
Gather required documents
These documents typically a valid passport (minimum 6 months validity), title deed or e-Certificate of Title, personal photograph meeting the GDRFA specifications, valid UAE health insurance, a certificate of good conduct from the Dubai Police (for the 2-year visa), and proof of existing residence or entry visa if applicable.
04
Submit the visa application
The 2-year investor visa is submitted through DLD Taskeen at the designated service centre. The Golden Visa is submitted through the DLD investor portal or the GDRFA. The retirement visa is processed through the DLD, the GDRFA, or the ICP portal depending on the emirate and qualifying criteria.
05
Complete the medical fitness examination and Emirates ID biometrics
These are conducted at approved centres as part of the application workflow. Once security checks clear, the residence permit is issued electronically, typically within 7 to 15 business days depending on the visa category. Mira Developments assists buyers with the full purchase and registration process, including coordination with the DLD and relevant authorities.
Visa-Eligible Properties by Mira Developments
Discovery Gardens, Al Furjan, Dubai, UAE
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Discovery Gardens, Al Furjan, Dubai, UAE
Trussardi Residences Phase II
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Trussardi Residences
This stunning development in the Al Furjan area of Dubai embodies the contemporary elegance of the Italian fashion icon.
District 11, Meydan, Dubai, UAE
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Set in the heart of Dubai, this fully furnished villa community offers sweeping views of the city’s iconic skyline.
Al Marjan Island, Ras Al Khaimah, UAE
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Step into a new standard of coastal living with stylish studios, 1 — 2 bedroom apartments and spacious 2–4 bedroom duplexes — all featuring fully furnished interiors, five-star hotel-level services and sweeping views of the Arabian Gulf.
Get Official Prices and Purchase Options from the Developer
Why Invest in Dubai Property for Residency?
Property-linked residency in the UAE combines visa security with the financial advantages of the country's tax framework and real estate market fundamentals. The UAE levies no personal income tax, no rental income tax, and no capital gains tax. Property investors retain full rental revenue and sale proceeds without tax deductions, an advantage that applies equally to Dubai and Ras Al Khaimah.
All three visa categories allow the holder to sponsor family members, including a spouse and children, without requiring a local employer or business sponsor. The visa is entirely self-sponsored through property ownership. Beyond residency, property owners gain access to UAE banking services, healthcare, education, and government services. The Golden Visa in particular offers long-term stability: it is valid for 10 years, renewable, and exempt from the 6-month absence rule, making it well suited to international investors who do not reside in the UAE full-time.
About Mira Developments
Mira Developments is a fast-growing company offering premium properties across the Middle East and Europe. Our portfolio includes projects in the UAE, Oman, Switzerland and Georgia, and continues to expand every year. We focus on fully branded and fully serviced residential and hospitality developments.
By partnering with iconic global brands, we are shaping a new vision of luxury living worldwide and creating strong opportunities for long-term capital growth for our investors.
Сlean Lines and Extreme Curves
Bentley Home highlights its origins and aesthetic principles through a new creative perspective. The Bentley Home collection offers an interpretation that draws from the core of the British automotive brand to continue its extraordinary journey—discovering the authenticity of material and form.
Spectacular Elegance
The ELIE SAAB Maison collection touches every corner of your home and perfectly blends the essential elements of the ELIE SAAB Brand signature, design research, and the artisan excellence of Made in Italy.
A Cosmopolitan Vision
Trussardi Casa reinterprets the essence of the brand through the concept of quiet elegance, an expression that captures and reinforces their vision of a discreet and refined luxury, marked by products made with care and passion.
A New Dimension of Home
Gianfranco Ferré Home collection converges contemporary minimalism and the rich creative heritage of Gianfranco Ferré. The line captures the essence of metropolitan living, offering furniture to shape dynamic and fluid living spaces.
Audacious Creativity
Jacob & Co. Haute Living Collection reflects a vision of luxury that transcends boundaries. Each piece is conceived as a sculptural statement, combining precious materials, innovative design, and meticulous attention to detail.
Dreams Become Reality
ETRO home collection rethinking the House’s heritage and the art of savoir-faire, making the dream real, tangible, livable. It shapes new worlds and new ways of living with expressive colors and immersive fabrics, quality, and functionality.
A Stronghold of Quality Craftsmanship
Having conceived some of the icons of luxury furnishings, ONIRO Group has shown the world what Italy is capable of in terms of artistry, expression, innovation, and the balance between elegance, quality, and outstanding creativity.
Leader in the Luxury Lifestyle Sector
For over 30 years, Luxury Living Group has designed, produced, and distributed Italian-made high-end furniture for some of the most important luxury brands, a success story marked by craftsmanship, experimentation, and fine materials.
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Fully furnished residences translating the vision of iconic British designer into architecture.
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Set within the Mira Verde community, Trussardi Residences brings the refined Milanese design philosophy to Georgia for the first time, surrounded by the green landscapes of Tbilisi Hills.
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Step into a new standard of coastal living with stylish studios, 1 — 2 bedroom apartments and spacious 2–4 bedroom duplexes — all featuring fully furnished interiors, five-star hotel-level services and sweeping views of the Arabian Gulf.
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Trussardi Residences Phase II
Following overwhelming demand for Phase I, these two towers present an even more refined and upgraded offering, infused with the same Milanese spirit.
Andermatt, Switzerland
POST Hotel & Residences by ELIE SAAB
The project transforms the historic chalet in the Swiss Alps into a pinnacle of modern comfort and sophistication.
Discovery Gardens, Al Furjan, Dubai, UAE
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This stunning development in the Al Furjan area of Dubai embodies the contemporary elegance of the Italian fashion icon.
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Set in the heart of Dubai, this fully furnished villa community offers sweeping views of the city’s iconic skyline.
Explore Mira Developments Projects Across the UAE and Beyond
FAQ — Dubai Property Visa
What is the minimum property investment for a Dubai visa?
The entry-level threshold is AED 750,000 for the 2-year investor visa, processed through the DLD Taskeen programme. The property must be completed with an issued title deed. For the 10-year Golden Visa, the minimum is AED 2,000,000, and both ready and off-plan properties from RERA-approved developers qualify. Mira Developments offers branded, fully furnished studios and apartments in Al Furjan, Dubai that fall within this visa tier.